Independent Insurance Services of Central Iowa, Inc. provides quality personal lines products including automobile, homeowner, inland marine, mobile home, dwelling fire,  personal umbrella, flood, and  recreational vehicles.

Automobile policies are broken down into two categories, liability and physical damage.

Liability  coverage consists of:  Bodily Injury, Property Damage, Medical Payments, Uninsured Motorists and Underinsured Motorists.    Physical damage coverage consists of Comprehensive coverage (also referred to as Other than Collision) and Collision coverage.  Additional coverages may be purchased including Towing and Labor, Rental Reimbursement, and Loan/Lease Gap insurance. 

Homeowner policies consist of the following coverages:    Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments to Others.  A deductible would apply to all coverages except personal liability and medical payments.

Independent Insurance Services has several insurance companies offering quality products with special discounts and programs available.  

Discounts Available

Claim Free  
Defensive Driving Course                                  
Drivers Training
Good Student                                 
Mature Group (Age 50 and Over)               
Multi Car                                                   
Multi-Policy                                                
Renovation Credits

 Special Programs

Iowa Dental Association
Iowa Educators
Iowa Nurses
Marshalltown Medical & Surgical Center    
Premium Rewards  

Visit a List of  Personal Lines Companies we represent.