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Personal Lines
Independent
Insurance Services provides quality personal lines products
including automobile, homeowner, inland marine, mobile home,
dwelling fire, personal umbrella, flood, and recreational vehicle
insurance.
Automobile policies are broken down into two coverage
categories, Liability and Physical Damage. Liability coverage
consists of: Bodily Injury, Property Damage, Medical Payments,
Uninsured Motorists and Underinsured Motorists. Physical Damage
coverage consists of Comprehensive (also referred to as Other Than
Collision) and Collision. Additional coverages may be purchased,
including Towing and Labor, Transportation Expense Reimbursement and
Loan/Lease Gap.
Homeowners
and Renters policies may consist of the following
coverages: Dwelling, Other Structures, Personal Property, Loss of
Use, Personal Liability and Medical Payments. A deductible would
apply to all coverages except Personal Liability and Medical
Payments.
Independent Insurance Services represents
many insurance companies offering quality products with special
discounts and programs available.
View a list of
insurance companies we represent.
At Independent Insurance Services, we
have an in-house claims manager to assist you in the event of a
claim.
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