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Personal Lines

 

Independent Insurance Services provides quality personal lines products including automobile, homeowner, inland marine, mobile home, dwelling fire, personal umbrella, flood and recreational vehicle.


Automobile policies are broken down into two coverage categories, Liability and Physical Damage. Liability coverage consists of: Bodily Injury, Property Damage, Medical Payments, Uninsured Motorists and Underinsured Motorists. Physical Damage coverage consists of Comprehensive (also referred to as Other Than Collision) and Collision. Additional coverages may be purchased, including Towing and Labor, Rental Reimbursement and Loan/Lease Gap.

 

Homeowner policies may consist of the following coverages: Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments. A deductible would apply to all coverages except Personal Liability and Medical Payments.


Independent Insurance Services represents many insurance companies offering quality products with special discounts and programs available.


View a list of insurance companies we represent.


At Independent Insurance Services, we have an in-house claims manager to assist you in the event of a claim.

 

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